Kh\u00e1t v\u1ed1n, doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u00ecm m\u1ecdi c\u00e1ch m\u1eddi g\u1ecdi \u0111\u1ea7u t\u01b0<\/figcaption><\/figure>\nM\u1ed9t doanh nghi\u1ec7p kh\u00e1c t\u1ea1i TP.HCM \u0111ang ch\u00e0o m\u1eddi m\u00f4 h\u00ecnh h\u1ee3p t\u00e1c kinh doanh nh\u00e0 tr\u1ecd cho thu\u00ea, v\u1edbi ph\u01b0\u01a1ng th\u1ee9c \u0111\u1ea7u t\u01b0 g\u00f3p v\u1ed1n 40 tri\u1ec7u \u0111\u1ed3ng s\u1edf h\u1eefu m\u1ed9t ph\u00f2ng tr\u1ecd. Ng\u01b0\u1eddi g\u00f3p v\u1ed1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i nhu\u1eadn h\u00e0ng th\u00e1ng l\u00e0 1,2 tri\u1ec7u \u0111\u1ed3ng, trong su\u1ed1t 30 th\u00e1ng, sau khi k\u1ebft th\u00fac h\u1ee3p \u0111\u1ed3ng nh\u1eadn l\u1ea1i ti\u1ec1n g\u1ed1c 40 tri\u1ec7u. Ho\u1eb7c \u0111\u1ea7u t\u01b0 600 tri\u1ec7u \u0111\u1ed3ng, s\u1edf h\u1eefu 15 ph\u00f2ng tr\u1ecd. L\u1ee3i nhu\u1eadn h\u00e0ng th\u00e1ng h\u01b0\u1edfng 18 tri\u1ec7u \u0111\u1ed3ng, k\u00e9o d\u00e0i trong 30 th\u00e1ng, sau khi k\u1ebft th\u00fac h\u1ee3p \u0111\u1ed3ng, nh\u1eadn ti\u1ec1n g\u1ed1c 600 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n
M\u1ee9c cam k\u1ebft l\u1ee3i nhu\u1eadn chung cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 g\u00f3p v\u1ed1n l\u00e0 36%, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 quy\u1ec1n tho\u00e1i v\u1ed1n sau 12 th\u00e1ng v\u1edbi l\u1ee3i nhu\u1eadn l\u00e0 25%\/n\u0103m.<\/p>\n
Trong khi \u0111\u00f3, m\u1ed9t doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n n\u1eefa c\u0169ng v\u1eeba th\u00f4ng qua ph\u01b0\u01a1ng \u00e1n ph\u00e1t h\u00e0nh 30 tri\u1ec7u tr\u00e1i phi\u1ebfu v\u1edbi l\u00e3i su\u1ea5t l\u00ean t\u1edbi 18%\/n\u0103m, k\u1ef3 h\u1ea1n 5 n\u0103m, l\u00e3i su\u1ea5t tr\u1ea3 v\u00e0o k\u1ef3 cu\u1ed1i c\u00f9ng, ph\u00e2n chia l\u1ee3i nhu\u1eadn v\u00e0o giai \u0111o\u1ea1n cu\u1ed1i c\u1ee7a d\u1ef1 \u00e1n. T\u1ed5ng gi\u00e1 tr\u1ecb ph\u00e1t h\u00e0nh d\u1ef1 ki\u1ebfn kho\u1ea3ng 3.000 t\u1ef7 \u0111\u1ed3ng. S\u1ed1 ti\u1ec1n n\u00e0y \u0111\u1ec3 ph\u00e1t tri\u1ec3n t\u1eeb 3-5 d\u1ef1 \u00e1n l\u1edbn.<\/p>\n
Theo doanh nghi\u1ec7p n\u00e0y, do d\u1ecbch Covid-19, gi\u00e1 b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111ang h\u1ea5p d\u1eabn. Nh\u01b0ng sau 2-3 n\u0103m n\u1eefa, v\u1edbi v\u1ecb tr\u00ed \u0111\u1eafc \u0111\u1ecba, gi\u00e1 s\u1ebd t\u0103ng g\u1ea5p \u0111\u00f4i, g\u1ea5p ba. M\u1ee9c l\u00e3i su\u1ea5t 18%\/n\u0103m \u0111\u01b0a ra l\u00e0 k\u1ef3 v\u1ecdng vi\u1ec7c gi\u00e1 b\u1ea5t \u0111\u1ed9ng s\u1ea3n s\u1ebd t\u0103ng m\u1ea1nh sau khi h\u1ebft d\u1ecbch.<\/p>\n
\u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0\u00a0tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p c\u00f3 l\u00e3i su\u1ea5t \u201ckh\u1ee7ng\u201d nh\u1ea5t trong nh\u00f3m tr\u00e1i phi\u1ebfu b\u1ea5t \u0111\u1ed9ng s\u1ea3n tr\u00ean th\u1ecb tr\u01b0\u1eddng. Hi\u1ec7n l\u00e3i su\u1ea5t ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu c\u1ee7a doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n ch\u1ec9 t\u1eeb 10-13%\/n\u0103m v\u00e0 \u0111ang c\u00f3 xu h\u01b0\u1edbng gi\u1ea3m d\u1ea7n.<\/p>\n
R\u1ee7i ro r\u00ecnh r\u1eadp<\/strong><\/p>\nC\u00e1c chuy\u00ean gia kinh t\u1ebf cho r\u1eb1ng l\u1ee3i nhu\u1eadn c\u00e0ng cao th\u00ec r\u1ee7i ro c\u00e0ng cao. Th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111ang trong giai \u0111o\u1ea1n kh\u1ee7ng ho\u1ea3ng, ch\u01b0a r\u00f5 khi n\u00e0o s\u1ebd h\u1ed3i ph\u1ee5c. V\u1edbi m\u1ee9c l\u1ee3i nhu\u1eadn \u201ckh\u1ee7ng\u201d nh\u01b0 tr\u00ean c\u00e0ng ph\u1ea3i c\u00e2n nh\u1eafc k\u1ef9 c\u00e0ng.<\/p>\n
C\u00e2u h\u1ecfi \u0111\u1eb7t ra l\u00e0 n\u1ebfu c\u00f3 nh\u1eefng ph\u01b0\u01a1ng \u00e1n kinh doanh t\u1ed1t, d\u1ef1 \u00e1n c\u00f3 ch\u1ec9 s\u1ed1 sinh l\u1eddi cao, t\u1ea1i sao doanh nghi\u1ec7p kh\u00f4ng t\u00ecm \u0111\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec3 vay v\u1ed1n? L\u00e3i su\u1ea5t d\u00e0i h\u1ea1n ng\u00e2n h\u00e0ng cho vay hi\u1ec7n kho\u1ea3ng 12%, nh\u01b0 v\u1eady, s\u1ebd gi\u00fap gi\u1ea3m chi ph\u00ed v\u1ed1n v\u00e0 t\u0103ng hi\u1ec7u qu\u1ea3 c\u1ee7a d\u1ef1 \u00e1n? N\u1ebfu d\u1ef1 \u00e1n th\u1eadt s\u1ef1 t\u1ed1t v\u00e0 h\u1ea5p d\u1eabn, ch\u1eafc ch\u1eafn c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd cho vay, th\u1eadm ch\u00ed vay v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p. Ph\u1ea3i ch\u0103ng c\u00e1c d\u1ef1 \u00e1n c\u1ee7a doanh nghi\u1ec7p ch\u01b0a \u0111\u1ee7 s\u1ee9c thuy\u1ebft ph\u1ee5c ng\u00e2n h\u00e0ng cho vay?<\/p>\n